You’ll pay for Personal Accident and Effects Insurance if you accept it. You understand that you will be charged the rate per day for a full day even if you don’t have the car the entire day.

PAI – Personal Accident Insurance (where available)

PAI provides medical, hospital, death and dismemberment benefits for bodily injury resulting from an accident. Coverage is for the term of the rental agreement and will not exceed a 30-day consecutive period.

PAI provides the following maximum benefits for accidental bodily injury:

• Accidental Death and Dismemberment up to $175,000* (renter) and $25,000** (passenger).
• Accident Medical Expenses up to $10,000
• Hospital Accident Benefit*** of $500 per day up to 30 days

*$200,000 in NY; $50,000 in NH

**$200,000 in NY; $175,000 in CT, IN, KS, MO, MT, VT, VA, WA; $50,000 in NH

***Hospital Accident Benefit not available in NY

PAI Plus

PAI Plus is designed to meet the needs of renters who require extended amounts of insurance coverage (i.e. visitors from non-U.S. countries).

The renter is covered 24 hours a day during the term of the rental agreement up to 30 days

• $250,000* accidental death and dismemberment
• $15,000 medical coverage for injuries due to an accident
• $500*** a day up to 30 days for hospitalization due to an accident

In vehicles with a capacity of up to 15 occupants, the passengers are covered while in the car for:

• $125,000** per passenger for accidental death and dismemberment
• $15,000 medical coverage for injuries due to accident
• $500*** a day up to 30 days for hospitalization due to an accident
• $250,000 in NY; $50,000 in NH
• **$250,000 in NY; $250,000 in CT, IN, KS, MO, MT, VT, VA, WA; $50,000 in NH
• ***Hospital Accident Benefit not available in NY

For the full brochure, please click here.

For the policy certificate for General States, please click here.

For the policy certificate for New York, please click here.

For the policy certificates for Connecticut, Indiana, Kansas, Missouri, Montana, Vermont, Virginia, and Washington, please click here.

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