Personal Accident and Effects Personal Accident and Effects

You’ll pay for Personal Accident and Effects Insurance if you accept it. You understand that you will be charged the rate per day for a full day even if you don’t have the car the entire day.

PAI – Personal Accident Insurance (where available)

PAI provides accident, medical, death and dismemberment benefits for bodily injury resulting from an accident. The coverage period will not exceed a 30-day consecutive period.

PAI provides the following maximum benefits for accidental bodily injury:

• Accidental Death and Dismemberment up to $175,000 (renter) and $17,500 accidental death and dismemberment (passenger).
• Medical Expenses up to $2,500*
• Ambulance Expenses up to $250**

PAI has an aggregate benefit maximum limit of $225,000 in New York and Washington.

*$3,500 in New York and Washington

**$150 in New York and Washington

PAI Plus

PAI Plus is designed to meet the needs of renters who require extended amounts of insurance coverage (i.e. visitors from non-U.S. countries).

The renter is covered 24 hours a day during the rental for:

• $250,000 accidental death
• $2,500 medical coverage for injuries due to an accident
• $250 for ambulance expenses

In vehicles with a capacity of less than 8 occupants, the passengers are covered while in the car for:

• $125,000 per passenger for accidental death
• $2,500 medical coverage for injuries due to accident
• $250 for ambulance expenses

In vehicles with a capacity of 8 to 15 occupants, the passengers are covered while in the car for:

• $50,000 per passenger for accidental death
• $2,500 medical coverage for injuries due to accident
• $250 for ambulance expenses

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