Personal Accident and Effects

You’ll pay for Personal Accident and Effects Insurance if you accept it. You understand that you will be charged the rate per day for a full day even if you don’t have the car the entire day.

PAI – Personal Accident Insurance (where available)

PAI provides accident, medical, death and dismemberment benefits for bodily injury resulting from an accident. The coverage period will not exceed a 30-day consecutive period.

PAI provides the following maximum benefits for accidental bodily injury:

• Accidental Death and Dismemberment up to $175,000 (renter) and $17,500 accidental death and dismemberment (passenger).
• Medical Expenses up to $2,500*
• Ambulance Expenses up to $250**

PAI has an aggregate benefit maximum limit of $225,000 in New York and Washington.

*$3,500 in New York and Washington

**$150 in New York and Washington

PAI Plus

PAI Plus is designed to meet the needs of renters who require extended amounts of insurance coverage (i.e. visitors from non-U.S. countries).

The renter is covered 24 hours a day during the rental for:

• $250,000 accidental death
• $2,500 medical coverage for injuries due to an accident
• $250 for ambulance expenses

In vehicles with a capacity of less than 8 occupants, the passengers are covered while in the car for:

• $125,000 per passenger for accidental death
• $2,500 medical coverage for injuries due to accident
• $250 for ambulance expenses

In vehicles with a capacity of 8 to 15 occupants, the passengers are covered while in the car for:

• $50,000 per passenger for accidental death
• $2,500 medical coverage for injuries due to accident
• $250 for ambulance expenses

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